Thursday, July 8, 2010

Budget #3

Income: $3,120

4 walls:
Mortgage: $615
2 Cell phones: $110
Total Utilities: $113
Home/auto/life insurance: $143

Spending:
Grocerys: $400
Eating out: $100
Gas/oil: $300
Clothing: $50
Blow: $200

Debt: New Bal./Starting Bal.
Car: $202.15 ($6,407.23/6757.46)
Citi Card: $130 (6,811.79/8,278.63)
US Bank: $110 (9,880.50/10,210.50)

Left over: $646.00
$400 will go to the Citi Card
$246 will go into a sinking fund for car/house/etc. repairs as we already know the car will need tires on it this fall, new struts (or something like that.. that's "man speak" to me) and who knows what else.

Wade's moved to the night shift and has gotten the raise that comes with it. I'm not sure what it's going to change our income to yet but it will help a lot to make this go faster. They're trying to find a way to end the overtime at work, but for now we're grabing it for all it's worth.

Oh, and our garden is going to help with this too! We are going to have food coming out of our ears! Next post :)

5 comments:

gkey said...

dear 3x's~charm and counting,
On~ward and forward.
It will be so worth your efforts!
Looking forward to your garden post.
We don't have a garden, unless flowers count ha! The last few summers we have traveled so much it was hard to keep up.
love,
Too bad we can't eat flowers
in
NE

The J's said...

Your garden is just awesome!
Keep working on that debt-free...it will be SO worth it!

Gramma's Corner said...

Love that budget, I do a week by week one, and it will be so much nicer for you when you get those credit cards paid off, and not put anymore on!!

Good luck, work hard, do without, eat from your garden, you don't have to have meat every day. Unless you husband says. :)

Dalayna said...

Lol, we both have a hard time believing that a meal is a meal without meat!

Lynisha Weeda said...

I have a hard time with a meal without meat - unless it's lunch, which happens a lot at least for me, but I have a hard time meal planning without starting with a meat!
I bet your garden will be a HUGE help in the grocery budget... and if you can preserve a lot of it that will help all year long!